Active Employees

The Town of Canton’s health plans and benefit options are applicable to personnel who are permanent full-time employees and permanent part-time employees working a regularly scheduled workweek of 20 hours or more, but less than the established weekly hours for full-time employees. Employees that work less than 20 hours per week are not eligible for health benefits.

Enrollment Changes & Qualifying Events

The Town of Canton’s Insurance Benefits are active from July through June 30. Changes to your benefits may be made during open enrollment in May (to be effective on July 1) or if you experience one of the following qualifying events:

  • Any other situations in which the group health or dental plan is required by the applicable federal or state law to allow a change in coverage
  • A change in coverage of a spouse or dependent under another employer’s plan
  • A change in employment status of the employee, or the employee’s or retiree’s spouse or dependent, including termination or commencement of employment, a strike or lockout, a commencement of or return from an unpaid leave of absence, a change in worksite, and a change in working conditions (including changing between part-time and full-time or hourly and salary) of the employee, the employee’s or retiree’s spouse or dependent which results in a change in benefits they receive under a health or dental plan
  • Change in legal marital status, including marriage, death of a spouse, divorce, legal separation, and annulment
  • A change in the number of dependents, including birth, death, adoption, and placement for adoption
  • A change in place of the employee, retiree or their spouse or dependent and the current carrier is not available
  • COBRA-qualifying event
  • A dependent ceasing to satisfy eligibility requirement for coverage due to attainment of age, student status, marital status, or other similar circumstances
  • Entitlement to Medicare or Medicaid
  • Family Medical Leave Act (FMLA)
  • Health Insurance Portability and Accountability Act (HIPAA) special enrollment rights for new dependents and in the case of loss of other insurance
  • Judgments, decrees or orders
  • Loss of Coverage under the group health plan of a governmental or education institution (a state’s children’s health insurance program, medical care program of an Indian tribal government, state health benefits risk pool, or a foreign government group health plan)
  • Open enrollment under the plan of another employer
  • Significant cost or coverage changes